Information updated · Synergy Legal Services
Motorcycle injuries and insurance questions need their own review. Do not assume that benefits described for a typical car policy apply to a motorcycle. Tell our team whether you were the rider or a passenger and bring the complete policies available to you.
Check motorcycle coverage specifically
Utah's vehicle insurance law contains exceptions to the requirement for personal injury protection, including motorcycles. That means medical benefits should not be assumed merely because the vehicle was insured.
Declarations, endorsements and coverage decisions can help identify what was actually purchased and who may be covered. Other potentially relevant policies also require individual review.
Reconstruct the collision without assumptions
Turning vehicles, lane changes, driveways and visibility can raise distinct questions. The fact that someone was riding a motorcycle does not establish responsibility for a collision.
Keep photographs showing the road, traffic controls, vehicle positions and damage where available. Identify witnesses and cameras quickly, and avoid guessing at speeds or distances you cannot reliably recall.
Keep injury and equipment records
Preserve photographs of the motorcycle, helmet and riding equipment. Repair estimates and equipment damage are separate from medical treatment, rehabilitation and lost income.
Seek appropriate medical care and give an accurate symptom history. Keep appointment records, bills and work restrictions. Do not let an early property-damage payment substitute for understanding the scope of an injury release.
Prepare for an individual consultation
Provide the owner and driver information, your role, the accident date and all insurer communications. If you were a passenger, your position may differ from the rider's.
Synergy Legal Services can discuss the evidence and representation process from Provo. Ask about fees, expenses, communication and unresolved medical bills before entering an agreement.
Frequently asked questions
Does every Utah motorcycle policy include PIP?
No. Motorcycles are an exception to the statutory PIP requirement. The actual policy and any optional coverage must be reviewed.
Can an injured motorcycle passenger call?
Yes. A passenger may request a separate evaluation of the facts, injuries and potentially applicable coverage.
